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If your business regularly uses trucks, company cars, or other vehicles, you understand that you cannot control all the conditions under which these vehicles operate. Accidents that cause severe damage to property and people can occur, potentially leading to costly lawsuits and compensation claims. Commercial auto coverage is designed to offset these costs, allowing you to maintain a stable financial footing for your business planning. At All Around Insurance Agency in Katy, TX, we help businesses secure the commercial vehicle coverage they need.
Understanding the Difference Between Standard Auto Coverage and Commercial Auto Coverage
Typically, personal auto insurance covers vehicles used for non-business purposes. These policies may exclude coverage for vehicles used for business. Commercial insurance is designed for business use, extending coverage to employees who use the vehicle on work sites, for delivery, and other business-related tasks.
Proper Commercial Vehicle Coverage Protects Against Costly Lawsuits
Commercial auto coverage generally has higher liability limits and covers a broader range of vehicle types. This type of policy covers all employees who have permission to use the vehicle in the course of their duties. To ensure proper coverage in the event of an accident, you should name all employees who are authorized to use the business vehicle.
Choose All Around Insurance Agency for Your Commercial Vehicle Coverage
Commercial auto coverage is a crucial factor in protecting your business’s finances and facilitating its growth. If you have questions about commercial coverage and how it protects you, our agents can provide detailed answers to help you make informed decisions that meet your needs. We offer a wide range of insurance products for both individuals and businesses. Contact All Around Insurance Agency in Katy, TX, today for a no-obligation quote on commercial auto insurance to cover your company’s vehicles.
