RV Insurance in Texas
Congratulations, you’ve just purchased your RV, camper, motorhome, trailer, fifth wheel of your dreams. Before you pack up and take your new baby on the Texas road, get fitted with the right RV insurance that will guarantee you worry-free travels.
RV Insurance: Why?
If it moves, it requires a type of insurance, and RV motorhomes are no excuse. This includes camper vans, converted buses, and coaches, even trailers that attach to your car. However, you may get by with attaching the trailer to the coverage you have on your auto insurance already. It will depend on the type of automobile coverage you have. It is best to ask an All Around Insurance Agency representative to find out.
RV’s insurance mission is just like auto insurance and homeowner’s insurance. It protects you and your vehicle, belongings, and equipment should any unforeseen event happen.
RV Insurance Coverage: What Do I Need?
Most RV insurances include liability coverage shielding you against any collision damage with your RV on the road. There are also add-on features such as:
- Property loss protection
- Equipment loss/damage protection
- Towing coverage
- Uninsured motorist protection, and more allowing you to customize to find all the right coverage you need.
What if The RV is your Home?
So, what if your RV is your home? Don’t worry. Request information about what is called “full-timer’s RV insurance.” This type will protect you from liability as well as the surrounding area you are parked. Including your personal items, medical expenses should another person be injured in or around your surrounding RV property.
What if I Only Use my RV for the Summer?
Have an RV and don’t use it all the time? You may want to check out if there is what is called an “RV storage option.” This feature can turn off some of your features to help save you money when your RV is not in use.
For RV insurance and more information about a Katy, TX area policy, contact an agent at All Around Insurance Agency today to get started.