How To Prevent Flood Damage to Your Home

You know how devastating it can be if you’ve been through a flood. It’s a tough pill to swallow, but being prepared can help you prevent some of the more severe damage from flooding in the first place.

The most significant mistake people in Katy, TX make when it comes to flooding is assuming it will never happen to them. All Around Insurance Agency has gathered some FEMA-approved tips to help you prepare for the worst. 

How To Prevent Flood Damage to Your Home

Outside Flood Prep

Keep your drainage and runoff systems in good working order. Regularly clean out gutters and downspouts—repair any damaged downspouts or drainage systems. Also, check nearby drainage dites or storm drains for debris.

Raise your utilities and service equipment. Keep them well anchored. Outdoor fuel tanks should be anchored to the ground or concrete. Make sure filling and ventilation systems are elevated above the tank.

Increase the pervious area of your yard. Add mulch, gravel, or porous materials to your yard to help water soak into the ground. Impervious surfaces like concrete or asphalt allow water to run off instead of soaking into the ground, which can quickly overwhelm drainage systems.

Inside Flood Prep

Move valuables, documents, and other items that aren’t waterproof to higher ground. Everything should be in waterproof containers or a waterproof barrier, such as a tarp. It’s also a good idea to move any electronic items, such as a computer or TV, to higher ground.

Prevent sewer backups by installing backflow valves on all sinks, tubs, and showers. A backflow valve is a device that prevents water from flowing in more than one direction.

Contact Us Today

If you’re a Katy, TX resident worried about flooding, contact All Around Insurance Agency to learn about your flood insurance options.

How to Choose a Flood Insurance Policy in Katy, TX

Some things are obvious: If you’re in a floodplain, you need flood insurance. But other things are less obvious: Even if you are not in a floodplain, you can still have a flood. Sure, the chances of it happening on a large scale may be smaller than if you lived in a floodplain, but it can and does still happen!

Learn from History

The residents of Redstone and Aspen, Colorado never thought they would experience a life-threatening flood either, until one day in 2013, it happened. Thousands of acres of land, mountainsides, and farms were washed away in the span of a few hours. 

It never starts fast. It begins slowly and builds up over time. Then, before you know it, towns are washed away.

Those who think it can never happen haven’t lived long enough to know that it can!

Who to Ask?

In Katy, your All Around Insurance Agency can protect you from the unforeseen flooding that happens due to factors that it is hard to predict. Winter thaws, rising creeks and rivers, and all sorts of other things can come together in a short time to produce a dangerous flood. Another factor causing severe flooding is the incidence of hurricanes near the southern part of Texas.

Where is Katy, TX?

It is located just a few miles west of Houston and is close to the Brazos River, as well as a number of smaller creeks and inlets that could rise to flood levels if a large amount of water was involved.

Hurricanes that affect the Houston area often travel north and west and can slam into Katy, TX quite easily with what is left of the force of the original storm.

Why take a chance? Visit with the folks at All Around Insurance Agency and be ready when the unforeseen happens!