When you have home and auto insurance, both policies include various types of coverage, such as liability coverage. However, many policies provide only limited liability coverage, which may not be sufficient in the event of a major accident. This is why many people turn to umbrella insurance policies to increase their liability protection. To learn more about umbrella policies, contact All Around Insurance Agency in Katy, TX.

Adding More Coverage

An umbrella policy provides additional liability coverage for both your auto and home insurance policies, all within a single policy. It acts as a protective layer that supplements the liability limits of your existing policies, ensuring you have adequate coverage for serious accidents. Without this extra coverage, you may find yourself responsible for paying out-of-pocket for expenses that exceed your policy limits.

Using Umbrella Insurance

If your home or auto insurance policy reaches its liability limit after an accident, the umbrella policy steps in to cover the remaining costs. This type of policy can protect you from significant financial burdens that could arise from unpaid bills. With the cost of accidents continually increasing, having umbrella insurance is more important than ever to safeguard your finances in case of a severe incident.

Get Umbrella Insurance in Katy, TX

Ready to enhance your liability coverage? We’re here to help. Contact All Around Insurance Agency in Katy, TX, to learn more about umbrella insurance and get started with a policy that fits your needs.