In Katy, TX, many RV owners renovate their motorhomes just as they would a single-family home. After renovation, the RV’s value increases, so the owner needs to update their coverage with All Around Insurance Agency. But, how does that work?

Reach Out to Your Insurance Agent

Email or call your insurance agent at All Around Insurance Agency and inform them that you renovated your motorhome. Your insurance agent will ask you to describe the extent of the remodeling and renovating.

Provide a Detailed Description of the Renovation

Describe the new changes made in detail. For example, if you upgraded the kitchen with all new appliances, tell your agent that you renovated the kitchen with a new refrigerator/freezer, microwave, stove/oven, and butane backup system. Your agent will likely ask for receipts that show the value of each item purchased.

Policy Recommendations

Next, your insurance agent recommends policy updates, such as increasing the value of personal property and damage coverages. They may suggest scheduling coverage. When you schedule coverage, you either add a rider to the policy that covers a broad category of items, such as a home business rider, or schedule a specific item. It’s a good idea to schedule any new appliances or a solar panel array and converter. An item with specific schedule coverage typically receives coverage at its purchase price or its replacement cost.

Protect Your Revitalized Motorhome

Get started with your policy update today by calling or emailing All Around Insurance Agency. We serve the residents of Katy, TX, with the RV insurance that protects their financial security. Call today and upgrade your policy to protect your investment.